Crimean News
News of Crimea - The latest news of Crimea today. Events and incidents, economics and finance, sports, science, culture, resorts, society and politics in Crimea. Crimean news for the last day. Sevastopol News

Experts: expansion of the OSAGO tariff corridor is a guarantor of social justice

CrimeaPRESS reports:

The Central Bank of Russia (CBR) announced the expansion of the OSAGO tariff corridor. Public comment on upcoming changes will last until 28 June.

The Central Bank of the Russian Federation announced the forthcoming expansion of the OSAGO tariff corridor. For most categories of drivers, it is planned to expand by % in both directions, which will amount to 28 rubles at the lower border and 1646 rubles on the top. For the public transport category, the tariff corridor will expand by 17,8% up and down. Thus, it is planned to reduce the financial burden on the OSAGO segment, which, according to the latest data from the Russian Union of Motor Insurers (RSA), on average in Russia has reached a loss ratio of 96, 2%. of June, updated parts directories came into force, which reflect a significant increase in prices (28, 7%) over the past few months. Considering the crisis in the auto parts market, changes in the tariff corridor are necessary, since an increase in prices for spare parts naturally leads to an increase in CMTPL payments, which directly affect the cost of policies , the press service explains Information project «OSAGO: public expertise».

Representatives of the PCA believe that this decision will continue the set course for the liberalization of OSAGO tariffs and will make it possible to more fairly set the cost of «autocitizenship» for different categories of drivers. Thus, the taxi segment is the most unprofitable, the cost of policies for it does not cover the amount of payments made by insurers for accidents involving taxi drivers. Accordingly, insurance companies have to compensate for losses at the expense of other segments of drivers, which has a negative impact on the OSAGO insurance market as a whole, including complicating life for conscientious car owners. The expansion of the tariff corridor will allow neat low-failure segments not to pay for reckless drivers. In addition, previous changes in the tariff corridor did not have a significant impact on the cost of OSAGO, as shown by the experience of the last three years, during which the average price remained at the level of about 5600 rubles.

Find out more:  How to eliminate the consequences of flooding in the Belogorsk boarding school for children with disabilities

Pyotr Shkumatov, head of the working group of the ONF “Protection of the rights of motorists”, explains: “For those who do not behave carefully on the road, the price of the policy will naturally increase. This is an important element of social justice, because if a person is disrespectful to other motorists, regularly exposes road users’ vehicles to an increased risk of accidents and sometimes crashes them, then such a driver should pay more. In addition, the competition between insurance companies for the service of neat and low-accident drivers in the domestic OSAGO market is quite high. For this category of clients, a strong price increase will not occur, because it is unprofitable for insurers. That is why discounts for such car owners are growing from year to year, for example, since April 1 this year, the maximum discount for accident-free driving has increased by 4 percentage points and now stands at 54% instead of 26%».

In addition to expanding the tariff corridor, the Central Bank of the Russian Federation also plans to revise the territorial coefficients for some regions. Motorists in localities where the situation with fraud is improving can expect a decrease in this coefficient, which will have a positive impact on the cost of “autocitizenship”.

Source: press service of the Information Project «OSAGO: public expertise»

Comments are closed.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More

Privacy & Cookies Policy
Наша группа ВКонтактеБудьте в курсе событий на полуострове и не только...

Лента актуальных новостей Крыма. Только самое важное. Новости - События - Комментарии.