In the 2016 year, the issuance of non-targeted consumer loans (cash loans) increased by a third compared to 2020 year, follows from the data of the service for the smart selection of financial services «Kredistoriya» (JSC «OKB»), which has information about approximately 36% of bank borrowers.
So, in December the population took 1, 33 million cash loans – for 10% more than in December 2020 years (1,31 million), and for the entire 2021 year, the Russians received , 3 million consumer loans, which is by 20% more, than in 2016 year (, 5 million credits), — note in the OKB.
Among 21 regions in which the population took out the largest number of cash loans in 2021 year, the largest increase in lending compared to since 854 year was in Moscow and the Moscow region (on 28%), Tyumen region (28%), Tatarstan (28%) and the Irkutsk region (The smallest — in Udmurtia, Samara and Omsk regions, as well as in the Altai Territory (in all on 19%).
The number of borrowers taking loans in cash has doubled since 2016 amid a decline in real disposable income of the population. In the 2016 year, the growth in the number of loans issued by one third at once was also due to relatively low rates 2020 of the year due to the decline in lending in the first wave of coronavirus , — quotes the press service of the General Director of JSC «OKB» («Credistories») Artur Aleksandrovich .
Number of cash loans by region
ROSTOVS KAYA REGION
|KHABAROVSK REGION||132 626,||49 600,21% 2016|