About seven million Russians may be left without an insurance pension in the foreseeable future. Svetlana Bessarab, a member of the State Duma Committee on Labor, Social Policy and Veterans Affairs, shared this forecast with the Parliamentary Newspaper. We are talking, according to her, about freelancers and self-employed people who do not have a registered work history and have not accumulated the required number of IPC — individual pension coefficients.
Svetlana Viktorovna, how will social pensions change this year?
— The indexation of social pensions this year is set at 6.8 percent. At the same time, I would like to separately emphasize that this is a social pension, which is provided due to a lack of length of service: if a person, for some reason, was unable to work for 15 years and achieve the necessary individual pension coefficients. The social pension today is significantly lower than the insurance one: while the insurance pension averages about 27 thousand rubles, the social pension is slightly less than 16 thousand. After the increase, it will reach 16,500 rubles.
Not long ago, at a plenary meeting in the Federation Council, the issue of additional regulation of self-employed citizens was raised. How does pension regulation work in their case and what are the key problems in it?
— You know, there really is a trend when people — especially young people — go into fashion freelance and don’t care about their future. Today we have about 15 million self-employed people. And only 7.5 million of them are officially employed somewhere else, and employers pay appropriate contributions for them. Another 500 thousand self-employed people today have voluntarily entered into insurance contracts with the SFI and pay for themselves. All the rest remain, as it were, outside this field.
That is, about seven million people may be left without a pension after the expiration of the relevant periods?
— Well, they won’t be left without a pension. Without an insurance pension — yes. They will be paid social security, which we talked about just above. But here you need to understand that the social pension plays a security role, that is, it provides social guarantees not lower than the pensioner’s subsistence level. So young people, of course, need to think about their own future and, if possible, finance it somehow: either through an employer or on their own.
source: «Parliamentary newspaper»
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