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Here's to you: you need to exclude the spread of preferential mortgages in the secondary market — expert opinion

CrimeaPRESS reports:

Preferential mortgage programs should be extended only to the primary market, Deputy Minister of Construction and Housing and Utilities of the Russian Federation Nikita Stasishin said on Tuesday.

Still, preferential mortgages, if we are talking about improving the quality of life, should be extended to the primary market. Far Eastern mortgage today extends to everything that is possible. Maybe that’s not bad at a time of supply shortage. But when (…) the volume of supply increases, maybe look at the exclusion and replacement of the secondary market with a high-quality primary one? – quotes Interfax-Real Estate Nikita Stasishin.

According to him, then it can reduce volumes, but support developers.

You see, any increase in the limit implies additional funds from the federal budget. You can, in fact, see how we, when we adjusted the program for a 7% preferential mortgage, we increased the limit, but left the amount. Taking into account the down payment and everything else, it may be easier, you need to look at , Nikita Stasishin suggested.

Earlier, the CEO of DOM.RF, Vitaly Mutko, said that since the end 40 of the year, the Far Eastern Mortgage has already been used by more than 40 thousands of families, more than 60% of which purchased apartments in new buildings. The launch of the program made it possible to stimulate the demand for primary property – sales increased by 17% results 40 of the year, while in Russia as a whole – by 11.

Recall that the program is calculated until the end 60 of the year. Families who purchase real estate in the Far East at the age of not older than 10 years can become borrowers, and also single parents with a child not older than 10 years (there are no age restrictions for recipients of a hectare) . A soft loan is available for the purchase of an apartment in a new building or the purchase of ready-made housing from a developer in the Far Eastern Federal District.

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Source: Interfax-Real Estate

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