The process of obtaining a mortgage itself is accompanied by a number of mandatory but hidden payments, which place a heavy financial burden on the budget of young familiessaid the parliamentarian.
According to his idea, the bill will provide for complete exemption of young families from such expenses or the possibility of their return through a tax deduction.
Mortgage lending expert Yulia Anisimova, in a conversation with a Tsian.Zhurnal correspondent, noted that the initiative is unrealizable.
It is unlikely that such a proposal will be accepted, — said the speaker.
Investment specialist, head of the federal program “Family Capital” Evgeny Tkachev believes that order in the issuance of family mortgages must be established for all categories of families falling under the conditions of preferential lending.
Today, banks openly charge a commission for issuing family mortgages, despite the fact that this issue has been raised more than once at the government level. It is necessary to introduce legislative instruments limiting the additional earnings of banks on preferential mortgage loans, — said Evgeny Tkachev.
He also added that freeing families from hidden fees will certainly help them bear the mortgage burden.
They do not have to pay for mandatory services and services imposed by banks. Just like you don’t have to pay any fees for issuing a preferential loan“, the expert concluded.
source: CYANOGEN
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