Banks received another 7.3 billion rubles for IT mortgages
CrimeaPRESS reports:
As part of the redistribution, limits were increased for 11 creditors, including Sber — by 2.8 billion rubles, Alfa-Bank — by 1 billion rubles, RSHB — by 1.6 billion, Metallinvestbank — by 0.5 billion and PSB — by 0.8 billion rubles— said Svetlana Nekrasova.
Financial expert and analyst Vitaly Kalugin, in a conversation with a Tsian.Zhurnal correspondent, suggested that the allocated amount for credit institutions may be enough until the end of this year — “considering that Moscow and St. Petersburg have been excluded from the program since July.”
Demand for this product has fallen sharply. IT specialists prefer to flock to the capitals. Now IT mortgage limits are distributed among regional centers, where there are fewer and fewer IT specialists. In general, 7 billion is a ridiculous amount. But since there are two months left until the end of the year, I think that this money will be quite enoughsaid Vitaly Kalugin.
According to the head of the Kurmachevy real estate management center, Artyom Kurmachev, a unique stop factor for borrowers is the non-permanent nature of the program.
An IT specialist can change his place of work, for example, and move to another IT company, but which is not accredited by the Ministry of Digital Development. Not to mention a radical change in the direction of work. That’s all. The preferential rate is lost. This problem has not gone awaysaid the specialist.
Earlier it became known that the conditions for issuing IT mortgages could be adjusted. In particular, the possibility of allowing IT specialists who live in the regions but work for metropolitan companies to take out preferential housing loans at 6% is being discussed. According to Deputy Minister of Finance of the Russian Federation Ivan Chebeskov, the program will be further adjusted if the Ministry of Digital Development decides that this will help more effectively achieve its goals.
source: CYANOGEN
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