Experts: Mortgage issuance for a year fell by 40%

For the period from the beginning of 2025 and on March 7, Russian banks issued 100 thousand housing loans in the amount of 400 billion rubles. This is 40% less than it was issued for the same period of 2024, said the managing director of Dom.rf, Ivan Voloshin, speaking at the legal summit of the leaders of the construction industry in Moscow.

According to the state -owned company, as of March 7, 100 thousand housing loans were issued totaling 400 billion rubles. A decrease in the issuance of a mortgage negatively affects the stability of developers, since the level of sales of housing is falling, Voloshin emphasized.

To stimulate banks to issue mortgage loans, it is necessary to eliminate the imbalance in the market, the speaker said. It is necessary to bring the level of capital requirements when lending new buildings to lending to the secondary market. According to Voloshin, it will be advisable to mitigate banking control of a mortgage, including the requirements of the risk level of macro supplies. This is possible primarily for housing loans that comply with the mortgage standard.

source: CYANOGEN