Krympress reports:
A study of the working group of the Popular Front “Protection of the Rights of Motorists”: Russians are expected from OSAGO Development insurers and are ready to pay extra for improvements
According to the vast majority of the participants in the study, to increase the efficiency of OSAGO will increase the increase in payments for both the damage to the “iron” and for damage to life or health and the cancellation of accounting of auto parts. These are the results of the analytical study of the working group of the People’s Front “Protection of the Rights of Motorists”, held in May-June 2025 in all federal districts of the Russian Federation.
Among the possible improvements of 93% of respondents, they called an increase in the maximum amount of payouts for CTP for damage to the car. Now the maximum amount of payment for this limit is 400 thousand rubles. So, for 79% of the survey participants, an acceptable amount of the limit is up to 2 million rubles, and for 21% — more than 2 million rubles. At the same time, 79% of respondents are ready to pay extra for such an expansion.
An increase in the maximum amount of insurance payments in terms of compensation for harm caused or the health of each victim is supported by 84% of the study participants. The expansion of this limit of up to 2 million rubles is considered sufficient 68% of the study participants, and 32% of respondents would like to receive more than 2 million rubles. For a policy with an increased limit in life and health, 69% of respondents are ready to pay extra. Recall that now the maximum amount of payment for this limit is 500 thousand rubles.
The cancellation of the practice of accounting for the depreciation of car parts in the framework of OSAGO payments is supported by 91% of respondents, while 64% of the study participants are ready to pay extra for this option.
As noted in the study, on average, for each of the listed point, Russians are ready to pay extra to two thousand rubles to the cost of the CTP policy. 49% of respondents agree to pay for all three improvements from 3 to 6 thousand rubles.
62% of car owners surveyed believes that such expansion (increased limits and abolition of depreciation) should become mandatory, despite the rise in price. At the same time, 38% of respondents want to be able to choose so that these improvements are voluntary.
Commenting on the results of the study, the head of the working group “Protection of the Rights of Motorists”, Peter Shkumatov, emphasized that car owners cease to see only social insurance in OSAGO.
Obviously, most Russians want to have an OSAGO policy that would provide a wider range of damage coverage and reduce the risk of legal claims by canceling the accounting of wear and increase payments to the victims of an accident. Interestingly, almost two -thirds of drivers understand that increasing limits or canceling wear of wear can lead to an increase in the price of the “auto -citizens” policy and are ready to compensate for this, — notes the expert.
Source: Press Service of the Information Project «OSAGO: Public Expertise»
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