Teachers and doctors are offered to give a preferential mortgage at 5%. What do you think?
Krympress reports:
The State Duma is invited to introduce a preferential mortgage for teachers and doctors under 5% per annum. It reports about it TASS With reference to the head of the Fair Russia faction for truth, in the lower house of parliament Sergey Mironov.
The government in 2022 introduced a point of support-a preferential mortgage of 5% for IT specialists, now the rate is 6%. And even then we said that it is necessary to introduce similar support for scientists, teachers, health workers. These are representatives of no less valuable, strategic professions for the country. Now our faction is preparing amendments to introduce a preferential mortgage for them with a bet of 5%— said the parliamentarian.
In his opinion, such a support measure will stop the outflow of scientific personnel abroad, and will also help in the fight against colossal personnel deficit in medicine and education.
Our scientists, teachers, doctors on their own, to put it mildly, modest income to get housing cannot. Especially in the current market mortgage, which increases the price of the apartment by 3-6 times— notes Sergey Mironov.
The mortgage expert Julia Anisimova, in an interview with Cyan. Zhurnal, emphasized that she is not a supporter of the “mass” of a preferential mortgage, but in her opinion, she needs to pay attention to teachers and doctors.
But it is necessary to involve the work not with a preferential mortgage, but by the size of the salary. Not everyone is ready to go to the mortgage, even preferential, for many years. Unfortunately, a preferential mortgage leads to an increase in housing prices. Nevertheless, if the program is adopted, then I think it will be in demand— the specialist predicted.
President of the National Real Estate Chamber, CEO of Benoit, Dmitry Shchegelsky, remarked that there was no week so that there were no suggestions about new types of preferential mortgages.
Now such a variety of preferential mortgages and other support measures when buying housing that it seems that there was no citizen left in the country who would not have been spreading to some preferential mortgage. It’s time to just announce that any citizen of the Russian Federation can take a mortgage under 6% — this is better than introducing an infinite number of address programs— said the speaker.
In his opinion, an urgent program for doctors and teachers will not be introduced in an urgent manner.
In the meantime, they will discuss it already and the Central Bank will reduce the key rate to an acceptable level for all— added Dmitry Schegelsky.
source: CYANOGEN
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