Krympress reports:
The growth of corporate and retail lending in the country continued to slow down under the influence of tough monetary conditions. This is stated in the May report of the Bank of Russia «Regional Economics». In Sevastopol, credit activity indicators corresponded to all -Russian dynamics.
On April 1, 2025, the corporate portfolio of the Sevastopol business reached 22.5 billion rubles. Over the year, it increased by 3.3%, while a year earlier — by 52%. The main borrowers remained small and medium -sized enterprises, their obligations amounted to more than 60% of the total.
In the retail segment, the growth of mortgage lending was slowed both on market conditions and in preferential programs. This is due to a decrease in demand in high rates and the completion of a mass preferential mortgage. On April 1 of this year, loans added more than 30% per year (a year ago the increase exceeded 40%) and reached 36.5 billion rubles. The dynamics was supported by the action in Sevastopol of the All-Russian Family Mortgage, in addition, this year the hero city is included in the regions subsidizing the repayment of mortgages and loans to improve the housing conditions for the National Project «Family».
The slowdown in lending is due to the period of high rates in the economy. This is a temporary factor that is necessary for a sustainable reduction in price growth by cooling demand. The further solutions of the regulator will depend on how stable this process will be, — explained the acting The manager of the department of Sevastopol of the Southern GU Bank of Russia Vitaly Sidorenko.
The report «Regional Economy» is prepared on the basis of a survey of the country’s enterprises and the analysis of statistics. It is considered by the leadership of the Bank of Russia in preparation for deciding at a key rate.
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