Young and large families are offered to give preferential loans for repair and purchase of housing

The loan rate will be no higher than 6%, provided that both spouses or the only parent are citizens of the Russian Federation.

Representatives of the Cabinet of Ministers in the conclusion on the draft Federal Law said that the document needs to be finalized. The government recalled that preferential mortgage programs are in force in the country, including for families with children. Officials also emphasized that the bill does not have a financial and economic justification of the initiative.

The general director of the ITAK Real Estate Agency Vasily Pavlov has positively described the bill. He shared this in a conversation with a CIAN. Zhurnal correspondent.

Help for young and large families is right. I believe that the initiative will be finalized and accepted. And during refinement, intersections with preferential mortgage programs will be worked out— the specialist noted.

The head of the Kurmachevi Real Estate Management Center Artyom Kurmachev believes that the initiative would really simplify the solution of the housing issue for many families.

However, at present I do not see opportunities for its implementation, since financial subsidies from the state are needed to finance. Given the current foreign policy, as well as the rate of the Central Bank of the Russian Federation, I believe that so far it is impossible— said the expert.

In his opinion, significant changes await the bill.

“Perhaps the size of support or the qualification of participants will be adjusted. And after that, the bill will probably be adopted, ”concluded Artyom Kurmachev.

source: CYANOGEN