CrimeaPRESS reports:
RNKB Bank issued 2.5 billion rubles to self-employed clients as part of mortgage loans over two years. In April 2021, self-employed citizens, along with officially employed citizens, got the opportunity to use existing RNKB loan programs — mortgages, cash loans, car loans, credit cards, consumer loan refinancing, etc. To do this, they just need to register as self-employed using a special service in the RNKB mobile application .
To date, the number of clients who have registered in the RNKB mobile application as self-employed has exceeded 70,000 clients. More than 20 thousand of them registered during 2023— noted in the press service of the bank.
For clients who submit data on income from professional activities through the service in the RNKB mobile application, the bank offers a reduced interest rate for all loan programs and provides the opportunity to apply for a loan only with a passport.
To date, the bank has issued loans to the self-employed for a total amount of more than 6 billion rubles, including:
- under mortgage lending programs — over 2.5 billion rubles (41%);
- for car loan programs — over 1.3 billion rubles (22%);
- under the programs of unsecured consumer lending «Cash Credit» and «Refinancing of consumer loans» — over 780 million rubles (13%);
- credit cards with a total limit of more than 1.5 billion rubles (24%).
Recall that in order to receive a loan, self-employed people just need to submit an application in a mobile application or on the bank’s website, wait for approval and contact the office for a loan.
The RNKB bank service for the self-employed also allows you to generate income checks and send them to the Federal Tax Service, receive an invoice issued by the tax service for paying professional activity tax and pay it in the application from your accounts or cards.
source: RNKB press service
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