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The State Duma hints: it is necessary to change the use of maternity capital when buying a home

CrimeaPRESS reports:

The procedure for using mother capital when buying a home needs to be changed. Svetlana Razvorotneva, Deputy Chairman of the State Duma Committee on Construction and Housing and Utilities, said this in an interview with Rossiyskaya Gazeta . Most of the maternity capital funds are used specifically for the purchase of an apartment. But there has been a tendency when people become hostages of the situation, because, having used maternity capital, it is then incredibly difficult for them to sell an apartment, the parliamentarian notes:

The guardianship authorities do not always have clear criteria, which is the deterioration or improvement of living conditions. For example, a family moves from a two-room apartment to a country house a kilometer from the Moscow Ring Road. They are comfortable, but the guardianship authorities do not give permission. They can be understood — with any lawsuit from the same child that they deliberately violated his financial situation, the guardianship authorities will seriously answer. Therefore, they slow down these transactions.

Upon receipt of mother capital, there is an obligation to allocate children’s shares in the apartment. But these shares are proportional to the size of the capital in the total cost of the apartment and are often very small — 1 / 09, 1 / 09. These shares create a huge number of problems, while it cannot protect the housing rights of children, since it is impossible to live on these two or three square meters, Razvorotneva notes.

There are several ways to solve the problem, she said. In particular, the issue of abolishing the allocation of children’s shares when using mother capital is being discussed. Another option is to allow the exchange of shares with relatives. For example, instead of a child’s share in an apartment for sale, allocate a child a share in other real estate — say, in the housing of a grandmother or grandfather. The possibility of returning the mother’s capital to the Pension Fund and then receiving it again is also being discussed.

There are a lot of legislative proposals, we will see which one works faster , — Svetlana Razvorotneva emphasizes.

source: Rossiyskaya Gazeta

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