CrimeaPRESS reports:
The United Credit Bureau (UCB) has summed up the lending activity of citizens in January 2023 based on information from creditors who submit data to the Bureau.
In January 2023, the volume of new cash loans decreased compared to the previous month by 25%and the quantity is 23%. For the first month of the current year, 1.40 million loans for 361.99 billion rubles., in December 2022 — 1.82 million loans for 481.06 billion rubles. The average credit check decreased by 2%: from 264 to 258 thousand rubles.
In terms of cash loans, the top five included: Moscow — 94.17 thousand loans for 37.98 billion rubles., Moscow region. — 85.31 thousand loans for 29.49 billion rubles, St. Petersburg — 44.43 thousand loans for 15.17 billion rubles, Krasnodar Territory — 57.52 thousand loans for 14.65 billion rubles, Sverdlovsk region. — 43.59 thousand loans for 10.53 billion rubles.
The largest cash loans were taken in September by residents of Moscow — an average of 403 thousand rubles, Yamalo-Nenets Autonomous Okrug — 360 thousand rubles, Moscow region. — 346 thousand rubles, St. Petersburg — 341 thousand rubles. and Khanty-Mansi Autonomous Okrug — 331 thousand rubles. The most modest average check (out of the TOP-30 regions in terms of issuance) is among residents of the Saratov region. — 207 thousand rubles.
In all regions of the TOP-30, there is an annual decline in the volume and number of cash loans issued. The highest rates of decline in volumes are observed in Bashkortostan: -31% by December 2022 with a decrease in the number by 28%. The smallest decline in cash lending in the Belgorod region: -19% with a decrease in the number of new loans by 20%. The largest increase in the average check amounted to 3% and was recorded in several regions: Altai and Primorsky Territories, Chelyabinsk Region. The most significant decrease in the average check is in Moscow: -11%, from 452 to 403 thousand rubles.
TOP 30 REGIONS BY VOLUME OF CASH LOANS ISSUED
| REGION | January 2023 | December 2022 | Monthly dynamics, % | |||||||
| Quantity, thousand pieces | Volume, billion rubles | Average check, thousand rubles | Quantity, thousand pieces | Volume, billion rubles | Average check, thousand rubles | Quantity | Volume | Check | ||
| 1 | MOSCOW | 94.17 | 37.98 | 403 | 112.79 | 50.94 | 452 | -17% | -25% | -eleven% |
| 2 | MOSCOW REGION | 85.31 | 29.49 | 346 | 101.83 | 37.28 | 366 | -16% | -21% | -6% |
| 3 | SAINT PETERSBURG | 44.43 | 15.17 | 341 | 55.77 | 21.07 | 378 | -20% | -28% | -10% |
| 4 | KRASNODAR REGION | 57.52 | 14.65 | 255 | 77.68 | 20.47 | 264 | -26% | -28% | -3% |
| 5 | SVERDLOVSK REGION | 43.59 | 10.53 | 242 | 57.67 | 14.34 | 249 | -24% | -27% | -3% |
| 6 | BASHKORTOSTAN REPUBLIC | 39.71 | 9.31 | 234 | 54.92 | 13.49 | 246 | -28% | -31% | -5% |
| 7 | ROSTOV REGION | 37.77 | 8.71 | 231 | 49.18 | 11.51 | 234 | -23% | -24% | -1% |
| 8 | KRASNOYARSK REGION | 34.05 | 8.71 | 256 | 44.19 | 11.30 | 256 | -23% | -23% | 0% |
| 9 | TATARSTAN REPUBLIC | 32.17 | 8.24 | 256 | 41.01 | 10.82 | 264 | -22% | -24% | -3% |
| 10 | KhMAO (YUGRA) | 23.96 | 7.93 | 331 | 31.29 | 10.39 | 332 | -23% | -24% | 0% |
| eleven | CHELYABINSK REGION | 31.92 | 7.45 | 233 | 41.63 | 9.40 | 226 | -23% | -21% | 3% |
| 12 | IRKUTSK REGION | 31.87 | 7.41 | 233 | 43.45 | 10.05 | 231 | -27% | -26% | 1% |
| 13 | NOVOSIBIRSK REGION | 26.91 | 7.27 | 270 | 37.22 | 10.13 | 272 | -28% | -28% | -1% |
| 14 | NIZHNY NOVGOROD REGION | 29.22 | 6.87 | 235 | 36.90 | 8.93 | 242 | -21% | -23% | -3% |
| 15 | KEMEROVSK REGION | 28.58 | 6.83 | 239 | 40.38 | 9.57 | 237 | -29% | -29% | 1% |
| 16 | SAMARA REGION | 29.05 | 6.61 | 228 | 37.80 | 9.14 | 242 | -23% | -28% | -6% |
| 17 | PERM REGION | 27.79 | 6.49 | 234 | 38.58 | 8.95 | 232 | -28% | -27% | 1% |
| 18 | STAVROPOL REGION | 25.73 | 5.81 | 226 | 34.61 | 7.81 | 226 | -26% | -26% | 0% |
| 19 | PRIMORSKY KRAI | 21.64 | 5.69 | 263 | 29.15 | 7.44 | 255 | -26% | -23% | 3% |
| 20 | TYUMEN REGION | 19.10 | 5.32 | 279 | 25.14 | 7.09 | 282 | -24% | -25% | -1% |
| 21 | LENINGRAD REGION | 18.61 | 5.18 | 278 | 23.32 | 6.55 | 281 | -20% | -21% | -1% |
| 22 | ALTAI REGION | 23.35 | 5.03 | 215 | 31.30 | 6.57 | 210 | -25% | -23% | 3% |
| 23 | VORONEZH REGION | 22.75 | 4.91 | 216 | 27.93 | 6.18 | 221 | -19% | -20% | -2% |
| 24 | OMSK REGION | 19.28 | 4.61 | 239 | 25.67 | 6.00 | 234 | -25% | -23% | 2% |
| 25 | VOLGOGRAD REGION | 20.39 | 4.52 | 221 | 26.10 | 6.06 | 232 | -22% | -26% | -5% |
| 26 | SARATOV REGION | 21.24 | 4.40 | 207 | 27.50 | 5.87 | 214 | -23% | -25% | -3% |
| 27 | ORENBURG REGION | 19.02 | 4.16 | 219 | 26.14 | 5.81 | 222 | -27% | -28% | -2% |
| 28 | KHABAROVSK REGION | 15.79 | 4.05 | 257 | 20.30 | 5.20 | 256 | -22% | -22% | 0% |
| 29 | BELGOROD REGION | 16.64 | 3.66 | 220 | 20.77 | 4.53 | 218 | -20% | -19% | 1% |
| thirty | YAMAL-NENETS AO | 9.52 | 3.43 | 360 | 11.93 | 4.64 | 389 | -20% | -26% | -7% |
If you are interested in data for other regions, please send a request to filatova@abr-pr.ru
UNITED CREDIT BUREAU (UCB)
Established in 2004, it is the largest credit history bureau in Russia in terms of database size. The OKB database stores more than 593 million credit histories for 91 million citizens. The bureau pays great attention not only to the number of credit histories in the database, but also to the quality of the data provided. The line of services of the United Credit Bureau provides all stages of the loan pipeline — from obtaining credit reports and scoring to complex solutions, including portfolio monitoring and fraud prevention. Among the clients of the OKB are more than 600 credit institutions, MFIs, insurance companies and telecom operators. Website:
OKB is also developing an online platform for anyone who wants to independently manage their financial reputation. Services help you understand your credit history, find the right financial solution and get smart help in choosing financial services. Website:
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